I’m going to talk with you about something you may say is out of my business realm of real estate, but in reality, this is something that anybody that purchases a home should consider.
I’m going to talk about this because in my 15 years in real estate I have been saddened too many times of watching families being uprooted from their homes and having to file bankruptcy. The culprit most of the time? Medical issues. Yes, medical...issues.
I love helping you find your dream home, listening to your plans that your making after you move in, and staying in touch through the years seeing your families grow and make memories in these homes, and then sadly watch them fade...watch you try and sell your home as quickly as possible to divert a possible foreclosure because of the unexpected.
Have you planned for the unexpected????
What would happen to you and your family if you ever have a heart attack, stroke, cancer, or even an accident that would prevent you from working? From having a flow of money come in to care for your monthly expenses?
1 in 2 men and 1 in 3 women will contract some form of cancer. (US National Cancer Institute)
There are over 800,000 stroke victims per year. (Cleveland clinic.org)
Every 44 seconds someone in the U.S. has a heart attack. (American Heart Association)
Let that sink in for a minute while you think about your family; yourself.
”My family will be okay. I have life insurance”. Well, that’s great....IF you pass away. What happens if you don’t? Then what? How will you care for your finances while you go through whatever process you have to go through to get back on your feet?
Well, have you ever heard of mortgage protection insurance? It’s life insurance with living benefits, meaning if anything did ever happen to you over the course of your loan, like heart attack, stroke, cancer, something that wouldn’t allow you to make your mortgage payments, this would make it possible to still have money coming in.
Having this in place would drop how many families I would see filing bankruptcy due to medical reasons.
So, if you would like to learn more about this life insurance with living benefits, just contact me and I will set you on the right path.
My name is Lisa Longest, a full time real estate agent with Realty Navigator. I specialize in serving the Bay Bridge Corridor of Anne Arundel and Queen Anne County. Feel free to contact me to get more information on homes for sale in the Stevensville or surrounding cities, or to help you sell your existing home at 443- 786-4200 or email me at LisaLongest.RE@Gmail.com