Renting a house or apartment comes with a number of perks, like minimal commitment to live in one place. After a certain point, however, most people want to put down roots — both emotionally and financially — and purchase their own home.  Owning your own home can often be a wise investment, plus you don’t have a landlord breathing down your neck about what you can and can’t do. But what kind of credit score do you need to actually buy a house?

Your credit score affects your ability to buy a home as a major factor in whether or not you’re approved for a mortgage. That’s because your credit score is a reflection of how likely you may be to default on your loan.

Click the link below to do a self assessment of your credit score OR if you don’t know your credit score, follow its suggestions on how to obtain a FREE credit score.

http://www.nestiny.com/agent/funiversity/lisa.longest/tips_impact_of_your_credit_score

My name is Lisa Longest, a full time real estate agent with Realty Navigator. I specialize in serving the Bay Bridge Corridor of Anne Arundel and Queen Anne County. Feel free to contact me to get more information on homes for sale in the Stevensville or surrounding cities, or to help you sell your existing home at 443- 786-4200 or email me at LisaLongest.RE@Gmail.com